You’re a 20-something living with mom and dad or a roommate. Sallie Mae is knocking on your door every month asking for her student loan money back. All of your extra cash goes to brunch (especially if you live in Dallas) or weekend day-drinking on a patio (again, especially if you live in Dallas). So when the itch to vacay starts biting, you immediately tell yourself there’s no way you can take a trip on your own dime, right? Well, coming from someone who vacations almost as often as he takes showers (wait, what?), gather around while I tell you five ways I do it on a budget.